Items Needed for Loan

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Home Buying Guide CLICK HERE to download a Home Buying GuideFinancing_files/BuyerGuide.pdfhttp://www.hrmls.com/nagr/pw_login.shtmlshapeimage_16_link_0

Preferred Lenders


Carol Mills

Atlantic Bay Mortgage

757-348-7120

www.atlanticbay.com/carolmillis

Pattie Edgerton

Prospect Mortgage

757-409-3100

www.myprospectmortgage.com/pedgerton




Daily Rates CLICK HERE to find out the daily interest rates.http://www.bankrate.com/http://www.hrmls.com/nagr/pw_login.shtmlshapeimage_19_link_0

  1. •Most Recent Pay Stubs

  2. •W2’s for Past 2 Years

  3. •For Self Employed & Commissioned borrowers: 2 recent Complete Tax Returns and Current P&L

  4. •Bank Accounts: Provide 3 Most    Recent Statements

  5. •Monthly Debt Information

  6. •Child Support/Child Care

  7. •Divorce Decree

  1. •Lease/Rent Agreements

  2. •Mortgage & Account #’s

  3. •2 Year Residence History

  4. •2 Years Employment History

  5. •Social Security Number

  6. •Drivers License

  7. •If Using VA: Certificate of Eligibility DD214

  8. •List of Credit Card Debt & Account #’s

City Homebuyer Assistance Programs and Grants

Mortgage Q&A

CLICK HERE to understand Mortgage Types and the process

Real Estate News

CLICK HERE for daily news and updates about the current real estate market.

Real Estate Glossary

CLICK HERE for full terms and definitions of Real Estate Terms

Buyers Tips CLICK HERE for more information on the home buying process CLICK HERE for a buyer’s guidehttp://www.hrmls.com/nagr/buy_info.shtmlhttp://www.hrmls.com/nagr/buy_guide.shtmlhttp://www.hrmls.com/nagr/pw_login.shtmlshapeimage_25_link_0shapeimage_25_link_1
 

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